If you are a homeowner looking for a trustworthy roofing company in Houston, there is a good chance that your home has been damaged by wind or hail from a recent storm. Thousands of roofs are replaced each year in Houston due to this damage. We have also served many customers in the lake Charles area after the hurricanes on 2020. These roof replacements are usually covered by your homeowner’s insurance policy.
Quite often, these wind or hail claims are the first and last claim that homeowners will ever file with their insurance company. To navigate this process, it is beneficial to have a representative from Texas Grand Roofing to guide you through the claims process. We are here to help you whether you have recently filed a claim, received an insurance settlement, or want to know whether it makes sense to pursue an insurance claim.
Steps to Filing a Claim
Step 1: Get your roof inspection from a reputable, local roofing company.
Texas Grand Roofing offers free, no-obligation roof inspections if you think you have wind or hail damage to your home. This is an important step to avoid having an insurance claim on your record until you have a real case.
Step 2: If there is damage, file a claim with your insurance.
A representative from Texas Grand Roofing can assist you when you file your claim. Your insurance company will likely ask if your roof has been inspected and if you have selected a contractor. Keep in mind, you have the right to use any contractor not just a recommended one. Your insurance company’s recommended contractor list usually does not include local roofers . It is entirely your choice.
Step 3: The insurance adjuster will contact your and set an appointment.
Make sure the roofing contractor you select is present. Having the contractor present for the inspection make it more likely they will find the hard to spot damage that is covered by your insurance policy. This saves valuable time with back and forth phone calls and re-inspections.
Step 4: Schedule your roof replacement.
Once your insurance company approves your claim, you will need to schedule your roof placement. Depending on the weather, this should be done within five days of receiving your first check from your insurance company. A complete roof replacement typically takes 1-2 days.
Step 5: Your only out-of-pocket expense should be your deductible.
Your insurance company provides a detailed scope of loss that we use as a monetary guide to complete the repairs to your home. Our contracts state that we replace the roof for insurance proceeds. Both Federal and State laws prohibit us from absorbing the deductible amount as this is considered insurance fraud for both homeowner and contractor.